Preventing Burnout During the 2024 Holiday Season       The World Health Organization defines burnout as a syndrome resulting from workplace stress that has not been adequately managed. Everyday life can be hectic enough without the added pressure of the holidays, which can also be a source of major stress and burnout for many people.   A 2024 survey by telemedicine provider Sesame found that 3 out of 5 Americans say their stress levels increase during the holiday season. Planning events, shopping for gifts, navigating family dynamics and traveling can make people feel overwhelmed and exhausted.   Even though levels of burnout are high, there are ways to help avoid and manage it so you can enjoy your holiday season. This article highlights tips to help prevent burnout during the 2024 holiday season.   Set Realistic Expectations   When the holidays hit, there may be many mo ...

"Celebrating 25 Years of Community Partnership with Wilson Bank & Trust.. Since 1999."

My client’s vendor (i.e., caterer, band, wedding planner, etc.) does not have liability coverage of their own. Can we list them as an additional insured? No. Our policy is personal lines coverage only and is intended to provide coverage for the liability of the named insured and honoree(s). We cannot provide professional liability coverage to vendors on our policy. We can, however, list the event venue(s) as an additional insured for liability arising out of the acts or omissions of the named insured or honoree on the event date. What are the payment options and the cancellation/premium refund policy? Policies are paid in full using a credit or debit card. The premium is fully earned and, in most states, policies cannot be canceled. As the agent, you should review the Premium Refund Policy, along with the applicable Fraud Warning and Underwriting Requirements with your clients prior to i ...

Richard Whitener Memorial Fund Golf Classic Event 2024

  Proud of our past. Poised for our future.  Today is an extraordinary day for Westfield as we celebrate our 175th anniversary! And with our shared history and continued commitment to the future, we are honored to recognize the important role of our agents and brokers in our enduring legacy.    Since 1848, our company has grown and prospered. We’ve also weathered trying times including wars, depressions, recessions, and global pandemics. Through it all, together with you, we've been steadfast in making good on the promises we make to our customers.   Independent Agencies + Westfield Since the beginning, agents have been an important part of the Westfield story - accomplishing great things for generations. And now, we’re writing the next chapter in our history.    ­­­­­­Forever forward. Here’s to the next 175 years!

When it comes to filing taxes, there are plenty of reasons to file early instead of waiting until the last minute. The two most obvious are to get your refund back sooner, if you are receiving one, and to avoid long lines in the early-April post office rush. One of the most compelling and more surprising reasons to file your tax return early, however, may be beating the would be thieves to the punch.With the sharp increase in transactions requiring the sharing of confidential data online and off, tax season is one of the most opportune times for criminals to steal personal data, or capitalize on the information they have already obtained. Filing early may be your best defense. Fraudulent Tax Returns Are More Common Than You Think A criminal can use your stolen social security number or personal tax identification number to fraudulently file a tax return in your name. They cash in by havi ...

Together, THW Insurance Services and Wilson Bank and Trust were able to sponsor our 4th annual Del Webb Tennis Classic. Thank you to everyone who was able to endure the heat to enjoy some friendly competition, cool beverages, and delicious snacks. We had a great turnout, and we are already looking forward to next year's tournament!

We are proud to announce our 2019 Major Division- Lebanon Youth Baseball Regular Season Champs Sponsored by THW Insurance.

Together, THW Insurance Services and Wilson Bank and Trust, were able to sponsor our 3rd annual Del Webb Tennis Classic. Thank you to everyone who was able to endure the heat to enjoy some friendly competition, cool beverages,  delicious snacks and great prizes! Here are a few words our friend Dave Nuske shared with us: "Again, on behalf of the DWLP tennis club I want to thank each and every one of you for the fantastic day you provided last Saturday.  The t-shirts were awesome and have been appearing on a regular basis throughout the community.  The snacks and water helped all our players throughout the event and the plaques were terrific.  I am sure the recipients will show them proudly.  Most of all thanks for giving your up your time to host this tournament in such a gracious fashion.  You are all a credit to your respective organizations.  Please pass our thanks to those not include ...

My dad Larry Locke took his final breath this afternoon. He was in the comfort of his own home in Lebanon, Tennessee. It was as beautiful a spring day as Middle Tennessee can provide. Lovely breeze. Chirping birds. Blooming flowers. But Dad had been unable for weeks to notice the glory of God's created world. He was ready to go and be with the Lord forever. Over the last 2+ years, Larry had struggled with dementia and previously undiagnosed depression. A lifelong runner, he had never spent a night in the hospital prior to this sickness. The loss of his vitality was a blow to all who knew and loved him. While his first hospitalization returned him to a level close to his old self, subsequent declines and hospital stays left him a shadow of the man we knew. His time for this life would number 76 years. Larry Locke was born in 1942 in Shelbyville, Tennessee. His father, W. H. Locke, owned a ...

Support the 3rd Annual Duck Derby for the Wilson County Community Help Center. 

1st Annual THW Partners Club Award, presented to Carl Ragland. THW Insurance Services, LLC. recognized Carl Ragland as the first recipient of the “Partners Choice Award” for outstanding leadership, production and dedication to the local independent insurance agency and the customers they serve. “Carl is a team player and is a great example to fellow employees as well as our customers he serves daily,” said Rick Thorne, THW Insurance Services, LLC. partner. Ragland oversees the Personal Lines Department for the THW Insurance Centers located in select Wilson Bank and Trust offices across middle Tennessee. Ragland was presented the inaugural award during a recent agency employee meeting. Presenting the “Partners Choice Award” to Ragland are (from left to right) Jud Nave, Rick Thorne, Richard Whitener and Brownie Hall.  Ragland has been a licensed agent for Life and Health and Property and C ...

We would like to thank everyone that came and visited our table at the Wilson Bank & Trust Holiday Extravaganza. A great time was had by all. Don't forget to call one of the THW girls to get your Commercial, Home or Auto quote today. See what THW Insurance can save you today!  Lori Carter - 615-466-9740 Meagan Harvey 615-443-6530 Shannon Smith 615-444-5258