Why Every Working Person Needs Disability Insurance

Disability Insurance is something that most people don’t think about until they find themselves desperately needing it.  But what if we told you that every working person should have disability insurance? We believe it is in the best interest of all of our clients, whether they currently have a disability or not, to make sure that they are covered in the case of a major illness or disability. It can be easy to assume that one will always remain in the state of health that they are currently in, but 1 in 8 workers will be disabled for five or more years during their working careers. Furthermore, 2.6 years is about the average longer term disability absence. At any given time, 12% of the American population is classified as disabled (36 million). Although disabilities and illness vary in their severity, any person that develops a sickness that hinders one from working for an extended perio ...